DolicraftFintecture - Fintecture Open Banking Payments for Dolibarr

DolicraftFintecture - Fintecture Open Banking Payments

Stop paying card processing fees on B2B invoices. DolicraftFintecture integrates Dolibarr with Fintecture, an ACPR-licensed French Open Banking payment institution (PSD2 / DSP2). Your customers pay you by instant SEPA bank transfer in seconds  directly from their banking app — and the invoice is automatically marked as paid in Dolibarr through a verified webhook. Settlement is real, fees are a fraction of card networks.

What you can do

• Public payment page - "Pay by instant bank transfer" appears next to Stripe / PayPal on Dolibarr's standard online payment page.
• Shareable Connect link - generate a token-protected link from any invoice and send it by email, SMS or QR code.
• Automatic settlement - signed webhook creates the Paiement in Dolibarr the moment funds clear, idempotent so duplicates are impossible.
• Bank reconciliation (AIS) - connect your bank account once, transactions are pulled hourly and auto-matched against your settled Fintecture sessions.
• Refunds - issue full or partial refunds from the invoice page; a Dolibarr credit note is created on settlement.
• Recurring SEPA - schedule daily / weekly / monthly / quarterly / yearly collections per customer, integrates with Dolibarr's recurring invoices.

Multi-entity native

Every Fintecture credential, session, refund and subscription is scoped per Dolibarr entity. Run several legal entities on a single Dolibarr install, each with its own Fintecture account and IBAN, in total isolation.

Sandbox + Production

Toggle test / live with a single switch. A yellow banner is displayed in setup when sandbox is active so you never confuse a test session with a real one.

Why Fintecture vs Stripe / PayPal

• Fees from 0.10 % to 0.40 % per transaction (vs ~1.4 % + 0.25 EUR for cards)
• Instant settlement on your bank account, not D+1 or D+2
• No chargebacks - the payment is irrevocable once confirmed
• PSD2-native, no PCI compliance burden

Requirements

• Dolibarr 16.0 or later, PHP 7.4 or later
• A Fintecture account (sign up at console.fintecture.com, free)
• An RSA private key generated in your Fintecture console

Installation

1. Download the ZIP and unzip into htdocs/custom/.
2. Enable the module under Setup > Modules.
3. Paste your Fintecture app ID, app secret and private key path in DolicraftFintecture > Configuration.
4. Run "Test connection" and you're live.

Bundled with the official Fintecture PHP SDK - no composer required on your production server.